Davenport man charged with insurance fraud

Terrance Larunzo Edwards

A Davenport man was charged with eight felonies Wednesday and is being held in Scott County Jail.

Terrence Edwards, 51, was charged with seven Class D felony counts of insurance fraud – presenting false information and one Class B felony count of ongoing criminal conduct after an investigation by the Iowa Insurance Division’s Fraud Bureau.

The charges against Edwards stem from an investigation that began in January 2018. It is alleged that Edwards submitted multiple fraudulent insurance claims to different insurance companies seeking payments he was not entitled to.

On May 9, 2017, Edwards submitted a health indemnity insurance policy application to Bankers Life that made “a clear misrepresentation regarding his medical history,” according to an affidavit.

On August 5, 2017, Edwards “made intentional misrepresentations to GEICO regarding having prior insurance coverage on his vehicle.”

On September 8, 2017, Edwards was involved in a minor vehicle crash in the West Burlington Wal-Mart parking lot. Both vehicles received superficial damage and Edwards told both the other driver and the responding police officer that he was uninjured. Later that day, Edwards sought treatment at a medical center claiming injuries to his back, neck and shoulder in support of insurance claims to GEICO and Grinnell Mutual.

On November 21 and 24, 2017, Edwards submitted an auto insurance claim that “made intentional misrepresentations to State Farm regarding the damage to his vehicle, which later found to be pre-existing.”

On December 19, 2017, Edwards submitted an auto insurance claim to Country Financial that “made intentional misrepresentations regarding the damage to his vehicle, which later found to be pre-existing.”

On October 11, a warrant was issued for Edwards’ arrest. On Wednesday, Edwards was arrested by the Davenport Police Department and booked into the Scott County Jail. A trial will be set at a future date.

Iowans with information about insurance fraud are encouraged to contact the Iowa Insurance Division’s Fraud Bureau at 515-242-5304.

No additional information will be provided at this time.

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