If you’re one of the millions waiting for open enrollment for Medicare D and Medicare Advantage, the wait is up!
Beginning Friday, eligible Quad Citians can start the process for enrolling for Medicare benefits. But how can you be sure you’re choosing the right plan for you? Free help is available in both Iowa and Illinois
State Health Insurance Assistance Programs were created to assist with senior health insurance information. They provide informational materials and assistance with questions and problems related to Medicare benefits, Medicare supplement insurance, Medicare and insurance claims and other related issues. Volunteers can answer questions and provide impartial information to help make well-informed decisions.
Medicare.gov offered these tips to make the most of your experience:
- Check your mail. You may get important notices from Medicare or Social Security. If you’re in a Medicare plan, you’ll get an Annual Notice of Changes (ANOC) telling you of any changes in coverage, costs, or service area. Note any 2022 changes to your health coverage or any extra help you may get to pay for prescription drugs. You may also get brochures and other marketing materials from insurance companies that offer Medicare health and prescription drug plans. Remember — plans aren’t allowed to call or come to your home without an invitation from you.
- Think about your Medicare coverage needs for 2022. Carefully review your current Medicare coverage, and note any upcoming changes to your costs or benefits. Decide if your current Medicare coverage will meet your needs for the year ahead. If you like your current coverage, and it’s still available for 2022, you don’t need to take any action to keep it.
- Review your 2022 “Medicare & You” handbook. It has information about Medicare coverage and Medicare plans in your area.
- Preview 2022 health and prescription drug plans. We make it easy to compare coverage options and shop for health plans. For a personalized search, log in or create an account (if you have a Medicare Number) to create or access a list of your drugs, compare your current Medicare plan to others, and see prices based on any help you get with drug costs.
- Get personalized help in your community. You may be able to find free information and events online, or get help from health insurance counselors in your area by phone, like your State Health Insurance Assistance Program.